Privacy notice
Version 1.0 · effective 9 November 2026 (test document — not legal advice).
1. Who we are
Nimbus Finserve Pvt Ltd (fictitious), Test Tower, LBS Marg, Ghatkopar West, Mumbai 400086, is the Data Fiduciary. DPO: dpo@nimbus-finserve.test.
2. Personal data we collect and why
| Where | Personal data | Purpose | Retention |
|---|---|---|---|
| Newsletter, offer popup | Name, e-mail, mobile | Newsletter, offers | Until withdrawal |
| Callback, contact, chat | Name, mobile, e-mail, city, message | Respond to enquiries | 12 months |
| Account registration | Name, e-mail, mobile, DOB, gender, city, PIN | Open and run your account | Account life + statutory period |
| Loan application | Identity (PAN, Aadhaar), contact, address, employment, income, bank details, documents, photo | KYC, credit assessment, bureau check | As required by RBI KYC directions |
| Junior Saver | Child's and parent's details | Child account with parental consent | Account life |
| Masterclass booking | Name, contact, billing address, GSTIN, card (masked) | Booking, payment, invoicing | 8 years (tax) |
| Careers | CV, contact, DOB, gender, salary | Recruitment; talent pool if you agree | 12 months |
| Cookies and tags | Device and usage data | See the cookie policy | See the cookie policy |
3. Your rights
Access, correction, completion, updating and erasure; withdrawal of consent at any time (as easy as giving it); grievance redressal; nomination. Use the Your Rights page.
4. Complaints
You may complain to the Data Protection Board of India after using our grievance process.
5. Changes
We will tell you about material changes and ask for consent again where required.